<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:x="urn:schemas-microsoft-com:office:excel" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:Wingdings;
        panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Aptos;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0cm;
        font-size:11.0pt;
        font-family:"Aptos",sans-serif;
        mso-ligatures:standardcontextual;
        mso-fareast-language:EN-US;}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
        {mso-style-priority:34;
        margin-top:0cm;
        margin-right:0cm;
        margin-bottom:0cm;
        margin-left:36.0pt;
        font-size:11.0pt;
        font-family:"Aptos",sans-serif;
        mso-ligatures:standardcontextual;
        mso-fareast-language:EN-US;}
span.EmailStyle17
        {mso-style-type:personal-compose;
        font-family:"Aptos",sans-serif;
        color:windowtext;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:11.0pt;
        mso-fareast-language:EN-US;}
@page WordSection1
        {size:612.0pt 792.0pt;
        margin:72.0pt 72.0pt 72.0pt 72.0pt;}
div.WordSection1
        {page:WordSection1;}
/* List Definitions */
@list l0
        {mso-list-id:1829974597;
        mso-list-type:hybrid;
        mso-list-template-ids:973879212 -786115874 269025283 269025285 269025281 269025283 269025285 269025281 269025283 269025285;}
@list l0:level1
        {mso-level-start-at:64;
        mso-level-number-format:bullet;
        mso-level-text:-;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:"Aptos",sans-serif;
        mso-fareast-font-family:Aptos;
        mso-bidi-font-family:"Times New Roman";}
@list l0:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:"Courier New";}
@list l0:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:Wingdings;}
@list l0:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:Symbol;}
@list l0:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:"Courier New";}
@list l0:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:Wingdings;}
@list l0:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:Symbol;}
@list l0:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:"Courier New";}
@list l0:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-18.0pt;
        font-family:Wingdings;}
ol
        {margin-bottom:0cm;}
ul
        {margin-bottom:0cm;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-CA" link="#467886" vlink="#96607D" style="word-wrap:break-word">
<div class="WordSection1">
<p class="MsoNormal"><span lang="EN-US">Team<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><span lang="EN-US">I have started to assemble an annual budget using historical numbers and current spend &nbsp;as much as I know. Before I get much deeper, we should review the totals and get some agreement of the annual income expectations
 and expenses. I have simplified it somewhat to include only cash flow items: Money in and Money out. This keeps it easier to manage as an operating budget. &nbsp;<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><span lang="EN-US">Please review at your convenience and hopefully on Tuesday we can discuss it for 10-20 minutes to set up the timing and path forward to get it completed. The big steps to complete a budget are:<o:p></o:p></span></p>
<ul style="margin-top:0cm" type="disc">
<li class="MsoListParagraph" style="margin-left:0cm;mso-list:l0 level1 lfo1"><span lang="EN-US">Agree on the line items to budget<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0cm;mso-list:l0 level1 lfo1"><span lang="EN-US">Get the totals right<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0cm;mso-list:l0 level1 lfo1"><span lang="EN-US">Populate the monthly amounts to agree.<o:p></o:p></span></li></ul>
<p class="MsoNormal"><span lang="EN-US"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><img width="702" height="867" style="width:7.3125in;height:9.0312in" id="_x0000_i1027" src="cid:image001.png@01DCC055.E3519500"></span><span lang="EN-US"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA">Regards<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA">Chuck Bennett P. Eng.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:9.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA">C: 905.630.5178<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><a href="https://ca.linkedin.com/in/mrcharlesbennett"><span style="font-family:&quot;Calibri&quot;,sans-serif;color:blue;mso-fareast-language:EN-CA;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="Picture_x0020_1" src="cid:image002.gif@01DCC055.E3519500" alt="Linkedin-icon"></span></a></span><span lang="EN-US" style="font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA">&nbsp;
</span><span lang="EN-US"><a href="https://twitter.com/Chuck_Bennett_"><span style="font-family:&quot;Calibri&quot;,sans-serif;color:blue;mso-fareast-language:EN-CA;text-decoration:none"><img border="0" width="24" height="24" style="width:.25in;height:.25in" id="Picture_x0020_2" src="cid:image003.gif@01DCC055.E3519500" alt="Twitter-icon"></span></a></span><span lang="EN-US" style="font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:9.0pt;font-family:&quot;Calibri&quot;,sans-serif;color:#1F497D;mso-ligatures:none;mso-fareast-language:EN-CA">This email, including any attachments, may contain confidential and privileged information and material,
 including confidential and privileged communications and/or proprietary work product provided for the sole use of the intended recipient, and shall not be used, disclosed or reproduced without the express written consent.&nbsp; If you are not the intended recipient
 or an employee or agent responsible for delivering this message to a named recipient, please notify us immediately, and permanently destroy this message and any copies you may have. Thank you.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p>&nbsp;</o:p></span></p>
</div>
</body>
</html>